Employee loans and advances

• Loan for purchase of main residence: starting from a minimum of 208,400 euros (revised annually for inflation) and a maximum of five years' pay. Interest rate: 55% of the Euribor.
• Employee loans for sundry purposes: maximum of 36,000 euros, with repayment timetable of up to 10 years. Interest rate: 100% of the Euribor.
• Interest-free advances of three or six months' pay.
• Home purchase mortgage loan of up to 110% of the investment or appraised value, whichever is lower, for transactions in addition to the CBA loan. Other transactions: up to 85% of the appraised value. Repayment term of up to 40 years with cut-off at age 70. Interest rate: Euribor + 0.39
• Temporary bridging facility for the purchase of a principal residence: loan until old home is sold. Repayment calendar of up to 36 months. Interest rate: Euribor + 0.39.
• Zero fees: on the employee's salary direct deposit account for securities sales or purchases up to €36,060, up to a maximum of 15 trades